Money For All

As we go through our everyday lives, it would seem that it is almost impossible to get through a day without dipping into our wallets. Be it cash, credit or debit, everything has a price tag stuck to it and much like a board game, we can’t move forward without paying up. How does this bode of our perspective on finances? Not that well. Money makes the world go around but because of the high costs associated with living (and watching those costs continuously escalate) we’ve grown somewhat resentful of our need to spend. Productivity is at an all time high and the average American is seeking permanent employment at a younger age, hoping to secure funds for the future. For the older crowd, even if you don’t have a family to take care of, even the cost of living for one, can pose something of a predicament. We try to alleviate these issues by getting additional employment, bargain hunting and sometimes sacrificing on purchases altogether. Has this had any adverse side effects? Definitely. Americans are so deeply in debt that many people will not even be able to retire and retain income at the same time. There’s something of a sick cycle being propagated in that we’ve become so forlorn without debt but we’re still lured to make purchases in the hopes of feeling better and this intrepid parting of funds just deepens said debt further. The key is not only living within our means but being ok with saving towards our futures.

If it helps, the perspective that poor spending is limited only to the working class when in fact this isn’t true. There have been many well documented examples of the wealthier members of society making colossal spending faux pas. Don’t think for a second that your domestic spending woes are exclusive – the lure to spend what you have or even what you don’t have is all inclusive. It is hard to find good examples of people who spend money wisely these days but it doesn’t however mean that they don’t exist. In the biggest corporations you will be able to see people who handle millions of dollars of personal and invested money in a way that helps their companies and their clients too. There are even examples of generosity to be found too. Here is an example of financial industry leaders who increase the value of money by investing wisely, being generous and in general, managing fund well enough so there’s money for all:

Mr. Brian Prince
As the esteemed CEO and President of Aozora Bank, Brian F. Prince is in charge of making executive decisions that impact the welfare of his employees and clients equally. Apart from his stellar financial management expertise he is also well known for his generosity and humanitarian efforts. As displayed by his substantial contribution to the Tohoku earthquake relief fund, he manages to ensure that his spending is both smart and beneficial. Running a bank is not a small feat and in a time when there’s little confidence in the industry, Mr. Prince shines.