Most employers today insure their employees especially for injuries that might be sustained while on the job. Unless yours is the exploitative type, you won’t need to make a legal claim for compensation when you get into an accident or sustain an injury at the workplace.
Essentially, a good employer should cover you under their insurance plan. Such that when an accident occurs, they ensure that you are taken care of medically, and in cases where you cannot continue working you are well compensated. Unfortunately, not all situations work out this well. Sometimes even if you have a fair employer, their insurer may simply refuse to offer compensation even if the employer is willing. In such cases, you have no choice but to file a legal claim to that effect.
Nonetheless, here are a few reasons to want to get a workers compensation lawyer.
1. In the case of severe injury
Some injuries may be minor that get resolved after a few medical checkups. However, there are those that tend to be critical enough that will require complicated and expensive medical care. In such a case, the insurer may not be willing to foot the cost even though the injury happened when you were at work and more so due to the negligence of your employer.
If you sense some difficulty from the insurer’s part in taking care of your expenses, then it would be best that you seek the services of a qualified lawyer in matters of workers compensation.
In fact, any injury that shows signs of leaving you in a worse condition even after you have healed requires some serious legal intervention.
2. If you have to stop working
Again, some injuries may be minor that will only need you to miss work for a few weeks. However, there are those that will force you to leave work entirely. For such an injury, it is only fair that you be compensated so that you can go on with your life comfortably. For this to happen, you will surely need an attorney to represent you and help you get that compensation. In this case, you don’t necessarily need to go to court unless the employer and insurer are both unwilling to corporate. Otherwise, you can opt for an out of court settlement which is less stressful, less expensive and much quicker.
3. If an experience is in the midst
Most employers and insurance companies will always try to look for a reason to deny a claim even if it means using a preexisting condition in that regard. It may happen that you injured your hand when operating a production machine at work. But then again, the hand may have suffered an injury at an earlier stage of your life. Your insurer may use this reasons to refuse the claim.
Well, this is a sign that you do need a specialized attorney to help you get your rightful claim and not let an irrelevant condition get in the way.