In these days of international general austerity measures and financial cut backs, we are all looking for ways to make sure our core outgoings are achieving the best possible value. One area in which we can easily assess whether or not we are being cost efficient is our energy use levels, where with a little… Continue reading 3 Tips To Save Money On Your Business’s Electricity Bill
Category: Finance
The United States Credit Score Is Worse Than Its Average Citizen
Every time a U.S. citizen utilizes credit – whether it be applying for a bank loan, making a mortgage payment, or buying something with a credit card – it has an impact on that person’s credit score. A credit score, or FICO score, rates how safe it is for a lender to loan a particular… Continue reading The United States Credit Score Is Worse Than Its Average Citizen
Budgeting For A Holiday
A budget is a simple method for assistance in saving money, yet remains to be one of the most effective. Whether you’re planning your next big trip or just want to save enough money for a weekend away, a budget is the key to your vacation. To put it simply, a budget is a money… Continue reading Budgeting For A Holiday
Tips For Refinancing An Underwater Mortgage
Mortgage rates are at historic lows and seem poised to stay there for some time to come. If you have a mortgage, now is a great time to refinance. Refinancing your mortgage can be difficult if you find yourself owing more more than your home is currently worth, also known as being underwater on your… Continue reading Tips For Refinancing An Underwater Mortgage
Success Or Failure: What Will A Lender Look At?
It’s been in the news for what seems like forever and we’re constantly reading about it in newspapers and magazines; the banks are giving out significantly fewer loans, credit cards and mortgages than they used to and that’s making life a little more difficult for nearly everyone. Factors such as your credit score and your… Continue reading Success Or Failure: What Will A Lender Look At?
Why Credit Cards Are So Popular Despite The Bad Name
The lengthy application procedure for a credit card notwithstanding, a credit card is the most convenient source of fast cash finance, but then again, provided you already possess one. A lot of people keep credit cards as a backup plan, a sort of assurance for ready cash, but they ensure to choose a card that… Continue reading Why Credit Cards Are So Popular Despite The Bad Name
Refinancing Your Mortgage For Debt Consolidation
If you’re thinking about turning to your mortgage to help you manage your debt payments, you are definitely not alone. Refinancing for the consolidation of debt is a very common practice among homeowners. Refinancing to pay off debt will get you a new mortgage loan, but with a lower interest rate than your current… Continue reading Refinancing Your Mortgage For Debt Consolidation
Save Money On Taxes: A Guide To Cyprus Income Tax
Taxes. This is one of the most dreaded word for any worker or business owner. After all, the way taxes usually work is that the government gets a big chunk out of your hard earned money. Depending on your personal situation and your area, taxes can cause a big blow as a substantial amount will… Continue reading Save Money On Taxes: A Guide To Cyprus Income Tax
6 Steps For Preventing Identity Theft
I haven’t been a victim of identity theft. Not yet. Is it because of being careful or just plain luck, I don’t know, but probably a combination. However, I do know of several friends whose information was stolen and used to purchase items fraudulently. Also, with more news reports about this type of thing happening… Continue reading 6 Steps For Preventing Identity Theft
A Great Money Saving Tip For Small Businesses
If you have just opened up a company or small business of your own, then one of the things that are very important for you to know is how you can minimize the expenditures and maximize the savings. After all, the goal of any business is to earn as much profit as possible. For… Continue reading A Great Money Saving Tip For Small Businesses